Entries for December, 2011

Do I Need to Have Insurance for My Condominium Unit?

Effective January 1st, 2009, a condominium association may require unit owners to maintain hazard and liability insurance for their unit and require them to provide evidence of a current policy upon request.

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What is Hazard Insurance?

Hazard insurance protects a property owner from specified losses, fire, windstorm or other natural events.  A property owner will receive compensation to cover the cost of any damaged incurred by such events if the specific event was covered within the policy.    Typically a Lender will want a borrower to pay for the first year’s [...]

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What is a Credit Report?

A credit report details the credit history and current credit status of an individual.  A credit report is used as a primary tool in determining credit worthiness.

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